Insurance & Protection Options

Your US, Canadian or other countries Insurance Policy, however comprehensive, IS NOT VALID in Mexico. Under Mexican law, you MUST HAVE LIABILITY INSURANCE from a Mexican insurer to drive any vehicle on Mexican roadways. We are transparent in explaining, so you don't get the "surprise at the counter" experience. (This includes any insurance you might have through your credit cards, which is also not valid in Mexico but can result in reimbursement when you return home.)

Here’s a breakdown of our coverage and additional options:

YOU'RE COVERED!

ESSENTIAL - $25 USD per day

* A credit card deposit of $3000 USD is required when only ESSENTIAL insurance option is chosen.

This package is required by Mexican law. It provides the following coverage:

Third Party Liability (PLI)

Covers damage to third parties up to 750,000 pesos.

25% Deductable

Additional Options

If you’re looking for extra protection, we offer two add-on packages:

#1 Premium– $24.00 USD per day

This package includes:

Personal Accident Insurance (PAI)

Covers medical, ambulance and death benefits for you and your passengers up to 250,000 pesos per occupant.

Theft Protection (TP)

Covers theft of the vehicle up to a set dollar limit.

Legal Assistance

Legal services you may need for accident related legal issues and to obtain and documents to receive compensation for any policy you may have in your own country such as supplemental credit card insurance.

10% deductible for all the above

Road Assistance (SRA)

Provides support if you encounter issues on the road.

  • Towing
  • Flat tire
  • Battery jump start
  • Gas (cost of gas extra)
  • Lockout assistance

Collision Damage Waiver (CDW)

Cost of repairing or replacing your rental car if it is damaged or totaled during your rental period.

Third Party Liability (PLI)

Damages to third parties up to $750,000 pesos

10% deductible for all the above

Damage Coverage (TGI)

Covers rims and windows

25% deductible.

Civil Liability Supplement (SLI)

Supplimental third party liability up to 3,000,000 pesos.

10% deductible

Additional Options

#2 Ultimate – $44.00 USD per day

This package includes:

Personal Accident Insurance (PLI)

Covers medical, ambulance and death benefits for you and your passengers up to 250,000 pesos per occupant.

Theft Protection

Covers theft of the rental car, up to a set dollar limit.

Legal Assistance

Legal services you may need for accident related legal issues and to obtain any documents to receive compensation from any policy you may have in your own country such as credit card insurance.

0% deductible for all of the above

Road Assistance (SRA)

Provides support if you encounter issues on the road.

  • Towing
  • flat tire
  • Battery jump start
  • Gas (cost of gas extra)
  • Lockout assistance

Collision Damage Waiver (CDW)

Covers the cost of repairing or replacing your rental car if it is damaged or totaled during your rental period.

Third Party Liability (PLI)

Damages to third parties up to $750,000 pesos.

0% deductible for all of the above

Damage Coverage (TGI)

Covers damages to rims and windows with a 10% deductible.

Civil Liability Insurance (SLI)

Supplemental third party liability with coverage up to $3,000,000 pesos.

0% deductible

CARNGO TEAM

Have questions or need more details? Feel free to reach out, we’re here to help you feel confident and secure every step of the way.

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